2014/2015 Vehicle Loan Promotion
October 15, 2014 to January 31, 2015
NEW VEHICLE LOAN TYPE 29 ( NO DISCOUNTS APPLY)
Rules: Vehicle must have less than 10,000 miles to be considered new. Vehicles must be new to C U and no refinancing of current financed vehicles.
MCR II (B Credit) More than 1 year of continuous employment with credit report cleared of all derogatory accounts. Last derogatory paid must be 3 months old. All obligations must be current and no bankruptcy in last 7 years. Previous performance with CU will be considered as well. Debt ratio at 40%
Rate: 6% Variable Term: 60 months 85% of Window Sticker Prices (MSRP)
MCR III (A Credit) More than 1 year of continuous employment with at least 2 years of clear credit history. All obligations must be current and no bankruptcy in last 7 years. Debt ratio at 40%
Rate: 3% Fixed Term: up to 72 months 100% of Window Sticker Prices (MSRP)
MCR IV (AAA Credit) More than 1 year of continuous employment with credit report clear for the last 5 years. All obligations must be current and no bankruptcy in last 7 years. Debt ratio no more than 42%
Rate: 2.25% Fixed Term: up to 84 months 100% of Window Sticker Prices (MSRP)
USED VEHICLE LOAN TYPE 44 2004 to 2015 used only (NO DISCOUNTSAPPLY)
MCR III & MCR IV Credit (A & AAA Credit)
MCR III Rate: 3.75% Fixed Term: up to 72 months depend on year of model NADA Retail Value
MCR IV Rate: 2.75% Fixed Term: up to 72 months depend on year of model NADA Retail Value
MCR II (B Credit)
Rate: 6.75% Variable Term: up to 60 months depend on year of model NADA Clean Trade In Value
72 Months for years 2014-2015 (Applies to MCR III & IV credit rating only)
60 Months for years 2013-2012
48 months for year 2011
42 months for year 2010
36 months for year 2009
30 months for year 2008
24 months for years 2004-2007
Giveaways: FIRST 50 LOANS WILL BE GIVEN 1 Car Wash from Octopus Car Wash
DRAWING FOR 2 $250.00 GIFT CARDS AND 5 OIL CHANGES WILL BE ON JANUARY 15TH, 2015. ONLY LOAN PARTICIPANTS WILL BE INCLUDED.
SATISFIED MEMBERS ARE THE BEST ADVERTISEMENT
We have been growing steadily over the last few years and many of you use all our services and loan products. We hope you believe in your Credit Union enough to refer a co-worker, so we have implemented a referral award of $5.00 for every new member that you refer and who joins the credit union. We have referral cards that you can pick up at the credit union or on the website. See the reverse side for cards that can be used as well.
Write in your name as the existing member (legible please, in order to pay you the referral award) and sign it. Give it to a non-member co-worker to bring in when opening a new account.
NEW INSURANCE PROGRAMS FOR MEMBERS
Four Corners has partnered with insurance companies to make auto, homeowner, AD&D, life and medicare insurance available to our members. Click here to read more.
WELCOME NAVAJO NATION SHIPROCK POLICE DEPT. EMPLOYEES!
Navajo Nation Shiprock Police Department employees and their immediate family members are eligible to join the membership roles of Four Corners Federal Credit Union. The Board of Directors and employees are excited to have this new group become a part of our family. We have services that are beneficial to our membership and continue to poll the members for new ideas. Our office is convenient to your workplace and homes. Please come by to join or to ask questions.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.